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Welcome Heroes

Welcome HeroesWelcome HeroesWelcome Heroes

Welcome Heroes

Welcome HeroesWelcome HeroesWelcome Heroes
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Receive up to $20,000 to buy a home or reduce your current interest rate!*

Receive up to $20,000 to buy a home or reduce your current interest rate!*Receive up to $20,000 to buy a home or reduce your current interest rate!*Receive up to $20,000 to buy a home or reduce your current interest rate!*Receive up to $20,000 to buy a home or reduce your current interest rate!*

No repayment of the funds and nothing added to your loan amount for fees and expenses! 

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Hero Rate Reduction

 Why pay the high costs of a typical refinance when you can take advantage of our Hero Rate Reduction?*


By  using the Hero Rate Reduction you may be able to 

lower your monthly payment,  

eliminate mortgage insurance, pull cash out, 

or shorten your loan term.


No Repayment of the Funds 

Available Nationwide

No Money out of Pocket for Closing Costs*

Nothing Added to your Loan Amount for Fees and Expenses

FHA, VA, and Conventional financing available 

Lower My Interest Rate
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Hero Homebuyer Credit

  The Hero Homebuyer Credit is designed to help our heroes purchase a home by offering up to $20,000 to cover closing costs and expenses.* 

  

Eligibility is based on where the borrower currently works or was previously employed. The benefit is available to all heroes including, but not limited to: Law Enforcement, Fire Protection, Educators,  Military, Medical, Public Employees, and Teamsters Members.


 No Repayment of the Funds 

No Increase in Interest Rate

Not Limited to First Time Buyers

 Available Nationwide


Reserve My Homebuyer Credit

Hero Homebuyer Credit

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What is the Hero Homebuyer Credit?

The Hero Homebuyer Credit is designed to help our local heroes 

purchase or sell a home by offering 

 up to $20,000 to cover closing costs and expenses.*

    -No repayment of the funds 

    -No increase in interest rate 

    -No extra qualifying requirements 

    -Not limited to first time buyers 

    -No income limits 

    -No delay in closing 

    -FHA, VA, USDA, and Conventional loan programs available

-Available Nationwide

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Who Qualifies for the Hero Homebuyer Credit?

To be eligible you must be a current employee, volunteer, or retired from:             

-Law Enforcement: Police Officers, Sheriffs, Highway Patrol, Correctional Officers, Dispatchers      

      -Fire Protection: Firefighters, EMTs, Paramedics, Dispatchers       

-Educators: Principals, Teachers, Counselors, Administration and Staff   

 -Healthcare Providers: Doctors, Nurses, Hospital Staff, Medical Office Staff, Dentists, Veterinarians       

      -Military: Active and Veterans 

-Teamsters Members

-Public Employees

 -And more!

-Only one borrower needs to be eligible! 

(Primary, Secondary, or Co-Signer)

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What can the money be used for?

The Hero Homebuyer Credit covers up to $20,000 of the closing costs with no repayment or increase in interest rate. The credit can be used to cover the following items:

 Escrow, Title,  Lender, Underwriting, Processing, Notary and any buyer related fees!   

Let the Hero Homebuyer Credit save you thousands on the purchase of your new home! Watch this video to learn more about what the Hero Homebuyer Credit covers. 

THINKING OF SELLING YOUR HOME?

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 The Hero Homebuyer Credit can cover the buyer's closing costs and increase your profit! 

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 We have yard signs and marketing material that can help market your home and stand-out among other homes for sale.  

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  You can even use the Hero Homebuyer Credit a second time to purchase your next home!  

If you are eligible for the Hero Homebuyer Credit, you can pass the savings on to the buyer of your home. This could save them up to $20,000 to purchase your home! Watch this video to learn more about using the Hero Homebuyer Credit to help sell your home. 

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Who are we?

What financing options are available?

What financing options are available?

We are one of the largest lenders in California, closing an average of 1500 transactions per month. Loan origination, processing, underwriting, and funding is all done in house which allows us to usually close in 30 days or less.

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What financing options are available?

What financing options are available?

What financing options are available?

The Hero Homebuyer Credit can be used with VA, FHA, USDA, and Conventional financing.

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Our Mission

What financing options are available?

Our Mission

We are dedicated to financing the American Dream of Homeownership and giving back to those who give so much to our communities. 

Whether you are buying a home today or just thinking about it, take a minute and reserve your Hero Homebuyer Credit!

Reserve your Homebuyer Credit of up to $20,000 by sending us a message 

or call us at 888-655-5000.       

We look forward to hearing from you soon.    


Kevin McRae  

Branch Manager    

American Financial Network, Inc.  

Cal DRE #01158873 | NMLS #238017 | Corp NMLS #237341 

KMcRae@AFNcorp.com

Office: 888-655-5000  

Mobile: 951-640-9944

There's No Cost to Join our Network of Realtors!

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Interested in marketing the Hero Homebuyer Credit in your community? Join our network of Realtors to receive co-branded marketing material to promote the benefit to the heroes in your local community.*

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There is no cost to being a preferred Realtor and we do not take a portion of your commission to cover the buyer's closing costs. 

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We will provide you with marketing material such as: Listing Flyers, Postcards, Marketing Flyers, and online Marketing Material. There is no cost to the design work.* 

Enter your information to learn more about joining our network of Realtors and co-branded marketing material.

Download Printable Version

Hero Homebuyer Credit Flyer (pdf)Download
Hero Homebuyer Credit Q & A (pdf)Download
Hero Rate Reduction (pdf)Download

 *The Hero Homebuyer Credit and Hero Rate Reduction are offered exclusively through American Financial Network, Inc. Temecula.  
Kevin McRae | Branch Manager | American Financial Network, Inc. | Cal DRE #01158873 | NMLS #238017 | Corp NMLS 237341 | Office: (888) 655-5000 | KMcRae@AFNcorp.com 

10 Pointe Dr. Ste. 330, Brea, CA 92821 

Jon Carrico | Mortgage Loan Officer | American Financial Network, Inc. | NMLS #1423408 | Corp NMLS #237341 | JCarrico@AFNcorp.com 

10 Pointe Dr. Ste. 330, Brea, CA 92821 

Privacy-Policy
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*With a Mortgage or Refinance  from American Financial Network, Inc. Buyer is responsible for down payment, taxes, insurance, and interest. Borrower may be responsible for appraisal upfront when using the Hero Rate Reduction. Rates are subject to change without notice.  Branch NMLS # 848459 | Corporate NMLS #237341 | 10 Pointe Dr. Ste. 330, Brea, CA 92821 | American Financial Network, Inc. is not acting on behalf, or at the direction, of the Federal Government or any state or federal agency. American Financial Network, Inc. is licensed by the California Department of Business Oversight under the California Financing Law License (603J409), and holds a CA Bureau of Real Estate, Real Estate Broker’s License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 848459. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. 

* Realtors and other industry professionals must pay fair market value for any marketing services, and must pay proportionate share for any co-branded advertising.   This information is intended to assist Real Estate Brokers, Agents, and other Industry Professionals, and is not an advertisement for consumer credit as defined in 12 CFR 1026.2(a)(2). This information is not intended for consumers and may not be duplicated or disseminated to the public.